The Man in the High Castle

Solomons-financial-advisor-wimbledon-blogger

The Man in the High Castle

I wonder if you have heard of or seen the Amazon series “The Man in the High Castle”. The story revolves around the suggestion that WWII had a very different outcome, with Hitler and the Japanese triumphant. The world that exists, which of course centres around north America, sees present day USA divided into two between the Reich and the Japanese empire, with a slither of a neutral zone.

It seems that the reality in which our main characters are found has the potential for some almost supernatural change through film, in which our “real” version of history is an escape from the present reality. I suppose rather like a nightmare in reverse.

What if?….

The second series has concluded and so far I have been reminded that the story is essentially asking the question “What if?” In this case it’s a horrendous present reality. Of course, seeking a financial planning angle, this reminded me of the “what if?” scenarios that I create for clients. Financial planning is essentially taking current information and extrapolating it forwards into the future, we can consider the impact of a multitude of different possibilities. These range from the more obvious, such as paying off your mortgage earlier, or making allowance for care costs, to selling a business, receiving a lump sum or heaven forbid an enormous financial crash.

Take a look at the future

Cashflow modeling, used by financial planners like me, is not the future, it is a single version of the future. We take care to make clear that this is most definitely not “the future” but a version of it. You have the opportunity to take a look and alter the reality by either changing your plans or by changing your actions today.

Much like “The Man in the High Castle” we have the opportunity to alter the future by our actions in the present. Naturally, you will need a sense of what future you wish to have. As the series suggests, there are some people that have some fairly terrifying versions of the future that few of us would count as anything by a nightmare. Of course, with the new US President due to take office tomorrow, who knows what the future may bring….

Here’s a trailer for the Amazon series.

Dominic Thomas
Solomons IFA

You can read more articles about Pensions, Wealth Management, Retirement, Investments, Financial Planning and Estate Planning on my blog which gets updated every week. If you would like to talk to me about your personal wealth planning and how we can make you stay wealthier for longer then please get in touch by calling 08000 736 273 or email [email protected]

The Man in the High CastleDominic2025-01-28T13:29:13+00:00

A Fresh Start for 2017

A new year, a new page, a fresh start for 2017. It hasn’t escaped my own attention that I have not been posting much since late November. This probably had something to do with my incredulity that America has elected Donald Trump and then the pressing tasks in December. However, I have now adjusted to the new reality of underqualified reality TV stars in powerful positions and feel the impetus of a fresh new year.

So here we are in 2017. All good financial planning will look forwards, but great financial planning also looks backwards to attempt to learn from the lessons being taught, and hopefully not too many of them are lessons that we had already learned but forgot.

Those New Year Resolutions

Many of us make new year resolutions. We’ve had just over a week of the new year, so how are you doing? One of the lessons I have learned is not to make new year resolutions, for me it’s the fastest way to feel utterly feeble. What is important however is progress towards goals, based on your own values. Naturally this is different for all of us and a date in the diary is not exactly a helpful “starting gun” but it does at least remind us to start, or keep going.

Last week as a client, you would have received an email about your Spending Plan. This is probably the thing that I and other advisers struggle to get returned by clients the most. Perhaps because it involves a reasonable amount of effort, perhaps because there is a sense of self-accounting in which we learn that we’ve overspent or not kept to our plans. Yet is it arguably the most important element of financial planning. Knowing where you are today, what your lifestyle costs and where your money goes. As it is said, the best indicator of future behaviour is past behaviour…

Whilst dreams, goals and plans can be helpful, without taking any action, they are pretty much worthless. My desire to shed some weight is not sufficient to make it happen. A desire to have enough income to protect and maintain your lifestyle into the future is not sufficient to make it happen. There’s some effort required. As your financial planner, part of my role is also a bit like a coach… one to encourage, occasionally nag, but to remind you of what you promised yourself.

So please, take the time to reflect and complete your Spending Plan. It doesn’t need to take long and its doesn’t need to be to the nearest penny, but it does need to accurately reflect where you are now. If you haven’t had the email, check your spam email (and change your settings for our emails) or get in touch to request one.

Wishing you a great 2017.

Dominic Thomas
Solomons IFA

You can read more articles about Pensions, Wealth Management, Retirement, Investments, Financial Planning and Estate Planning on my blog which gets updated every week. If you would like to talk to me about your personal wealth planning and how we can make you stay wealthier for longer then please get in touch by calling 08000 736 273 or email [email protected]

A Fresh Start for 2017Dominic2025-01-28T13:29:13+00:00

Black Mirror – Nosedive

The new series of Black Mirror has been released (21 October 2016) on Netflix and is a bit of a cross between Tales of the Unexpected and The Twilight Zone…. Remember them? If you do, then there is a fair chance that you will have had more than your fair share of adopting new technology over the years and Black Mirror is a small leap of the imagination into a future that is almost within our reach.

Nosedive, the first episode of the new series from the writer Charlie Brooker provides plenty of food for thought for those of us that use social media. Irrespective of who you are, there is something very satisfying about having a post or tweet “liked” or “retweeted” – a sense that you are being heard. Of course for small and large business, your social media marketing strategy is all about trying to engage people, both prospective clients and existing ones. This blog is no different.

Brooker draws out attention to the insatiable underlying desire for approval that underpins this and reflects a future society (not very much in the future) where “service with a smile” and the constant demand for ratings and feedback result in desperate collective anxiety and need to fake it in order to gain approval. Not only approval, but the point-scoring system acts as the new form of societal sorting and classification of us all.

image of Lacie, the lead character practicing her smile, current score 4.243

Are you getting feedback?

I thoroughly enjoyed his take on this rather dystopian future, of a world addicted to handsets and a numbing or removing of real experiences and interactions. I’m sure that if you shop online, you now get a request for some feedback. As with many things this was intended to be for our good – a chance to engage and improve services, yet it has become so widespread it now simply feels needy, like some spoiled child constantly asking for approval.

Here at Solomons are guilty of this too. We ask for feedback and comments – and for you to share posts, tweets and so on. This is now all part of helping spread the word about the business and how we help clients, how we bring value. That said, it can become very irritating (hence we try to limit our “neediness”).

Rage against the machine

I guess this reflects the changing nature of relationships between us all and the organisations that we use. Seeing people rant online, whether about Donald Trump, Hilary Clinton, Southern Rail or Brexit is at least raw and exposing, of course great care needs to be taken, but in Nosedive, we are faced with a “sanitized” society where genuine emotion, thought or comment is parked firmly out of sight, to the point where who you are seen to be and with are more important than who you are.

At least here in 2016 we continue to help our clients verbalise and express their true values, not simply those that are deemed “acceptable”. Its funny how often I ask people when they plan to retire and they invariably say 65 – which used to be the default State pension age, as though this is an appropriate “date”. The truth is that you can “retire” whenever you want – or not at all and why here at Solomons we prefer to use the term financial freedom day – when you choose to work, not because you have to, but because you want to.

Here’s a bit about Nosedive.

Dominic Thomas
Solomons IFA

You can read more articles about Pensions, Wealth Management, Retirement, Investments, Financial Planning and Estate Planning on my blog which gets updated every week. If you would like to talk to me about your personal wealth planning and how we can make you stay wealthier for longer then please get in touch by calling 08000 736 273 or email [email protected]

Black Mirror – NosediveDominic2025-01-28T13:29:13+00:00

Are you living in La La Land?

So the BFI London Film Festival is here again – celebrating its 60th yet retaining a considerable fresh approach to film which this year even includes a very good temporary cinema in Embankment Gardens… thankfully it is an indoor cinema!

La La Land is the latest film from Damien Chazelle (who Directed “Whiplash”) it’s a charming love letter to Hollywood. With all the ranting and sheer stupidity displayed in American politics (we aren’t much better) it is worth remembering what the US does best – storytelling and entertainment. Of course there are many, many things that are done incredibly well in the US, but these, to my mind stand out.

Dreams and Tension

This latest film is a musical about how difficult it can be to hold onto your dreams, particularly when so many others appear to share the same dream and perhaps have an advantage or two. Emma Stone and Ryan Gosling have a fantastic chemistry and remind us that despite appearing similar, timing is everything and holding the tension of a relationship and a single-minded focus on your dream can be a lonely and exclusive experience (as also explored in Whiplash).

Lifestyles and styled lives

In years gone by, financial advisers were much more obviously” selling dreams”, in fact I might suggest that many were simply selling fantasies. Providing descriptions of a future version of you – helping you to imagine yourself in that yacht, with that house, driving that car… essentially marketing a lifestyle to you to consume. Today things have changed. Today a financial planner is not there to prescribe, but to help digest, encourage and help verbalise what it is that you truly want so that a plan can be crafted to help you achieve it. Sometimes significant behaviours need to change in order to have the future that you want, but in truth this is fairly rare. However, it is worth pointing out that getting a couple to think about their future does on occasion mean reflecting on whether they want one together.

Baggage that matches…

The truth can be rather difficult to swallow, sometimes uncovering aspects of a relationship that are difficult (how we handle money, why and what for). It should be obvious that a financial planner, is not a marriage counsellor, yet on occasion the conversation can lead in a direction for which a financial planner has no training at all, merely life experience. How a couple talk about money, but more importantly their goals for the future is not always easy to manage. We all bring the baggage of our experiences, values and expectations, some will be helpful, but some will not. How your own parents handled money is often just below the surface, there can often be an echo of the past in the present relationship and this can form a significant element of “how things are done” today. Let us not forget that Relate cite finances as one of the most stress-inducing aspects of a relationship, so many will simply ignore the problem hoping it will eventually go away…

And all that Jazz…

As in the movie, (which is a real homage to Hollywood musicals, the place and jazz) whilst there is a very valuable element of recognising and preserving the originals, those were ground-breaking and new, so to simply maintain is to fail to understand a key dynamic. We all need to forge our own path, which may be informed by the past but not governed by it. The difficulty is figuring out the path you want to take and whether it is one you both want… which brings its natural challenges and given voice in the romantic melancholic song “City of Stars” which you may be whistling or humming to yourself by the end.

So, having a clear and shared focus about your future is, well… vital for your financial plan to be successful. The struggle will be to confront some truths about how in-sync you are and what you’d like to do to restore your rhythm. I won’t pretend that this is easy, but the secret to any great performance is the ability to rise from the knocks, learning, practising until it appears to be easy, but “effortless” it never is…. that’s for those that really are living in “la la land”.

Your challenge is to pick up the phone or send me an email to book a time to have the honest conversation about what you really want your future to look like. No matter how polished the final result, there is plenty of work ahead. I didn’t say that honesy is always easy to deliver or to hear.

Here’s the trailer for the new film .

Dominic Thomas
Solomons IFA

You can read more articles about Pensions, Wealth Management, Retirement, Investments, Financial Planning and Estate Planning on my blog which gets updated every week. If you would like to talk to me about your personal wealth planning and how we can make you stay wealthier for longer then please get in touch by calling 08000 736 273 or email [email protected]

Are you living in La La Land?Dominic2025-01-28T13:29:13+00:00

Hell or High Water

A cursory glance of any media and it is hard not to conclude that there appears to be high degree of disappointment, disengagement and dislike of the way things are. One of the latest releases “Hell or High Water” exposes the cracked surface of the American dream and perhaps the end of the American empire.

Whilst, by no means a “revelation” we are shown the harsh reality of life in mid-Texas, of the small-towns that have reverted to outposts, now desolate from the financial collapse of 2008 and an obvious lack of opportunity. The only reassurance being the constant nodding oil pumps that imitate the heart monitors that reflect the State of being yet alluding to a deeper malaise.

To my mind the image of Texas already feels like an echo of the past. The gun-loving, property protecting, villain chasing, all seem like a throw-back to watching black and white cowboy films, (which were dated even then). Add a dash of more enlightened native American history, the mess of “How the West was Won” and men in cowboy hats look like pastiches of a past that was never terribly glorious… being a cowboy is of little appeal to a younger generation, who has almost as little “support” now as he did 200 years ago. This is of course, cultural and one of those many moments that someone from Britain is left with the sense of something got lost in translation – we sound similar enough, but there clearly are profound differences, which can only presumably explain the rise of Donald Trump and his call to “Make America Great Again”… I wonder when he has in mind and for whom.

Cops and Robbers…

Hell or High Water is set in the context of 2016, but it could be 1816 or 1916. Bank robbers, chased by a local law-man (Jeff Bridges) and posse and just for good measure an Indian guide (Gil Birmingham). Perhaps the writer (Taylor Sheridan – who also wrote Sicario) is pointing to the fact that little appears to have changed (for some). There is still the same degree of desperation and whilst the land was once that of the native Indians and taken from them by white people, now the Banks have taken the land from the white people. All of course within the law, written by those it serves.

Justice is just this…

So it is with some degree of poetic justice that the central character Toby (Chris Pine) decides to rob the very banks that are trying to repossess his late mother’s ranch, in essence, trying to repay the outstanding money with the banks “own” money. To cover his tracks, he even elects to appoint the same Bank to act as the investment adviser to the resulting Trust, a perfect “stick it to the man” using their own systems against them. He enlists the help of Tanner, his elder brother (Ben Foster) who has a deep disregard for anything different, yet clearly yearns for a something much different.

It is possible to simply see this movie as yet another in the chase genre, but my sense is that this is rather more profound, reflecting the desperation in the State of the Nation, which has seen the supposed freedoms that wealth can bring, merely usher in another form of slavery and clusters of circled wagons, requiring ample supplies of guns.

As for a financial planning angle – beware of banks offering umbrellas when the sun is shining, invariably they want them back when it starts to rain. In short, debt in any form needs to be mastered and repaid, the account always needs to be settled…. oh and I guess, have a plan with the end in mind… which includes how your estate is handled.

As for the movie, I really enjoyed it, wonderfully directed by British, David Mackenzie. Here is the trailer.

Dominic Thomas
Solomons IFA

You can read more articles about Pensions, Wealth Management, Retirement, Investments, Financial Planning and Estate Planning on my blog which gets updated every week. If you would like to talk to me about your personal wealth planning and how we can make you stay wealthier for longer then please get in touch by calling 08000 736 273 or email [email protected]

Hell or High WaterDominic2025-01-28T13:29:14+00:00

Julieta

One of my favourite Directors, Pedro Almodóvar has a new movie out. Julieta. As ever it is a sumptuous, pithy film that uncovers the dark and deep dysfunctions within various relationships. Julieta is the story of a woman ravaged by guilt, though the sort that is taught rather than deserved. We see a modern sophisticated woman thrown into reflection due to a chance meeting with a friend of her daughter uncovering a history that needs re-visitation.

Not being Spanish or Catholic, it is hard to fully grasp the deeply imbedded cultural dynamic that is evident in much of Almodóvar’s work. Shakespeare would probably grin at his use of timing, misunderstanding and the communion of words without understanding, the essence of dysfunction within any or perhaps every family or relationship.

Your Canvas

I don’t wish to give the story away, it is worthy of 1 hour 39 minutes of your time if simply to remind us all that honesty is a vital element of a healthy relationship, not simply with others but also with ourselves. The lack of honesty and the inability of those closest to provide the environment for its great unmasking, creates the dramatic tension that shapes the path that this and many other stories run.

When I am seeing clients, there have been numerous times, when it is clear to me and to the client, that nobody seems to have asked the important questions… “Who are you?” and “What are you doing here?” which I mean in the deepest sense I can muster. The answers to these questions are of course not as easy to provide, invariably requiring a life-long sojourn or a form of Socratic scrutiny. This is a journey that both Julieta and her daughter Antia embark upon but without possessing the facts or reliable confessional support.

How we all ponder our deepest reflections needs considerable care, Narcissus didn’t do so well in this regard, which is why a.n.other is so important in the process of discovering and why as a financial planner, my role is not to grant wishes or paint canvases of colourful dreams but to help find the corners of what it is that you value, to help provide a form and shape that has sufficient meaning to be a life well spent. The money part… well, that’s just the tools to get it done.

Here’s the trailer.

Dominic Thomas
Solomons IFA

You can read more articles about Pensions, Wealth Management, Retirement, Investments, Financial Planning and Estate Planning on my blog which gets updated every week. If you would like to talk to me about your personal wealth planning and how we can make you stay wealthier for longer then please get in touch by calling 08000 736 273 or email [email protected]

JulietaDominic2025-01-28T13:29:14+00:00

Financial Planning and Elvis

It is undoubtedly true that Elvis is one of the most famous singers in history. His fans continue to enjoy his music long after his death (one of the greatest legacies of art) and his music continues to be reworked and performed. We all know of the claims of vast numbers of Elvis impersonators.

Elvis rose from a very modest background and to some extent epitomized the American dream. At the time of his early death (age 42 in 1977), it is said that he had about $5million in the bank (around $20.5m by today’s measures). Of course there was also property, notably his recently renovated with 1970’s glitz Graceland; Elvis could also spend… as has been well documented.

Thankfully he had a Will of which there were just three beneficiaries, his father Vernon, grandmother Minnie Mae and his daughter Lisa Marie. His father was the Executor. Thanks to a good relationship with his ex-wife Priscilla, who whilst not being a beneficiary, became the sole Executor following the deaths of Vernon (1979) and Minnie Mae (1980).

A little less conversation ?…

Priscilla was presumably one of the few people that said “no” to Elvis. A recent film (Elvis and Nixon) reflected (how accurately it is unclear – “based on true events”) some of the excesses and delusions that Elvis suffered. In this story he asks Nixon to make him a spy or Federal Agent. It would appear that his persuasive powers and charm secured him such a status, however nominal.

What has this got to do with financial planning? Well, Elvis is perhaps a more extreme example, but his experience is common to celebrities, who are often surrounded by people who rarely, if ever, appear to question, challenge or oppose some of the decisions being made. We can all think of examples of albums, books, performances or appearances, where the celebrity in question really should have said “no” and it appears that nobody else, those closest, said as much. I very much doubt that being a celebrity is all its cracked up to be, in fact I’m fairly sure it is a lonely and rather uncomfortable status. Yet we are all prone to blindness. We all wrestle with denial of reality.

I believe that a great financial planner, does not simply help you to secure your future, but also acts as a reality check, someone to challenge your assumptions and plans without envy or malice. Without this, presumably only friends and family have such proximity to be able to serve a similar purpose, but is that really likely? Or even fair? You may be surprised to learn how often I am with couples who at some point in our meeting say “you never told me that… I didn’t know you wanted to do that… this is the first time I have heard you express that”.

Of course others may be able to provide some form of counsel, I’d suggest that was healthy, but a financial planner, has a unique collection of hard and soft “facts” about you to provide a far better opportunity for you to grapple with the building a future based upon who you really are and who you wish to be. We all have talents, but sometimes our abilities in one area of our lives fool us into thinking we can handle others that appear “easy”. This is not the sole preserve of celebrity. We all have versions of ourselves, but an honest reflection without judgement is a value that may well be priceless.

As for the movie, well if it is true, its unbelievable… (but I enjoyed it) so here’s the trailer.

Dominic Thomas
Solomons IFA

You can read more articles about Pensions, Wealth Management, Retirement, Investments, Financial Planning and Estate Planning on my blog which gets updated every week. If you would like to talk to me about your personal wealth planning and how we can make you stay wealthier for longer then please get in touch by calling 08000 736 273 or email [email protected]

Financial Planning and ElvisDominic2025-01-28T14:35:47+00:00

Talking Money – July 2016

The latest online version of Talking Money is now available. In the issue there is a piece on alternative assets – all well and good, but please remember that for most people this is unnecessary, focus on getting the basics right before trying to take additional risk with a more sophisticated range of options.

For example, we have just watched Andy Murray and Serena Williams become champions of Wimbledon again. Frankly they make tennis look pretty easy, and often make their opponents look like a poor match. The truth is rather different, as it is with investing. Focus first on getting the basics right (something that our Government fails to do).

So what are the basics…

Have a plan
Spend less than you earn
Build reserves
Avoid debt wherever possible
Remember the impact of inflation
Take a long-term perspective
Diversify risk
Automate your saving – reduce your proscrastination
Ensure you have a Will
Have adequate financial protection
Take advantage of tax allowances
Live your life and dreams, not someone else’s
Someone will always have more than you, success is not a bank balance
Review, review, review….

Dominic Thomas
Solomons IFA

You can read more articles about Pensions, Wealth Management, Retirement, Investments, Financial Planning and Estate Planning on my blog which gets updated every week. If you would like to talk to me about your personal wealth planning and how we can make you stay wealthier for longer then please get in touch by calling 08000 736 273 or email [email protected]

Talking Money – July 2016Dominic2025-01-28T14:35:47+00:00

Does your financial plan make your heart sing?

If you grew up in the 70’s or 80’s there’s a new film that might stir a few memories. Sing Street is set in Dublin in the mid-80’s a secondary schoolboy finds his muse and musical inspiration from an imploding family life.

It’s the sort of movie that touches the familiar and a rite of passage that most of us traverse at some point in adolescence. However it is also a reminder to seize the day and not be swayed by the bullies or those that would otherwise wish to determine your course rather than address their inability to see one for themselves.

As an adult, I increasingly find myself staring at someone I barely recognise in the bathroom mirror, yet generally don’t find myself “thinking old”. Indeed almost everyone I meet at some point tells me that they do not think their age. Our own internal projections of self are often a contrast to the external. Of course with age sometimes comes wisdom, but certainly experience – which invariably alters our behaviour and attitudes, we are not who we once were. We have become responsible, whether through choice or necessity.

Sensible and Sensibility?

We know that we need to budget, save and build a pension, all laudable but fairly dull right? Sometimes being an adult isn’t all it’s cracked up to be, to be care-free certainly has its appeal, yet we know that our conformity is inevitably necessary. Financial products smack of everything that is “sensible” (at least the good ones) but they really are very dull and few would really wish to spend long discussing them.

However a good financial planner brings attention to your purpose – beyond simply repaying the mortgage and bills, confronting the question – what is your purpose? And what makes you come alive? For me this is a little reminiscent of adolescence, feeling on the cusp of huge potential. There are plenty willing to tell us what is and what is not possible, but a dream with a plan of action is invariably the difference between indifference and achievement. Sing Street is a triumph. Your financial planning can be too.

Here is the official trailer, you may have to hunt the film out as it isn’t showing in many cinemas (its blockbuster season) but its worth the effort.

Dominic Thomas
Solomons IFA

You can read more articles about Pensions, Wealth Management, Retirement, Investments, Financial Planning and Estate Planning on my blog which gets updated every week. If you would like to talk to me about your personal wealth planning and how we can make you stay wealthier for longer then please get in touch by calling 08000 736 273 or email [email protected]

Does your financial plan make your heart sing?Dominic2025-01-28T14:35:47+00:00

Life Lessons from Victoria in Berlin

As you may have gathered, I’m something of a film fan. In truth, I simply love good stories that give me something to think about and why I am passionate about the arts in general. Perhaps I read too much into a script, but I invariably look for life-lessons – which I believe to be a less expensive way to learn life truths (from others) than constantly blundering my way through. Indeed that’s one of the advantages of seeing a financial planner – we have seen it all before, well… those of us that have the relevant experience. Clients benefit from collective and compounding wisdom, not merely a single interaction.

The German film “Victoria” is a fairly unusual movie for the reason that it is shot in a single continuous “real time” take. This is nothing new as an experience – essentially the same as theatre direction or any live event, however, this is a thriller, high intensity and is a considerable achievement. Whilst set in Berlin, the central character is a Spanish woman (Victoria) played by Laia Costa, and so the dialogue invariably is the shared spoken English of foreigners.

Under Pressure, wrong time, wrong place…

I had seen a trailer beforehand and was concerned that I wouldn’t like the film, thinking it likely to be yet another example of females portrayed as foolish, weak and daft for even speaking to the rather obviously dodgy shady male characters, meekly surrendering any power they have to men that follow the stereotype bully/criminal. I was pleased that I found it rather more nuanced, instead exploring concepts of rejection, allegiance and tribe, not to mention considerable power and self-confidence residing in Victoria.

It is often surprising to see and learn what some people will do for money or power, yet of course we are all prone to such experiences to a greater or lesser degree. Decisions made quickly from a place of vulnerability are often poor ones. This is a thrilling drama where the tension is vice-like in its grip as opposed to more stylised, expensive blockbusters.

There are reminders to parents about the expectations put on their children and how the wrong set of circumstances can quickly alter behaviour, previously unthinkable. It raises questions about how our own neediness is actually being met when we help others yet without any pause for reflection, can lead to a path of self-destruction.

Self-awareness is something that is rarely discussed in finance, even in financial planning circles (those that do it properly) yet it is a fairly vital element of a constructive relationship with your financial planner. Any good financial plan is driven by goals and based on values, but some of those really require considerable unearthing over time. The wrong pressures at the wrong times can have disastrous implications for your financial plan if it is not founded upon your values.

Here’s the trailer.

Dominic Thomas
Solomons IFA

You can read more articles about Pensions, Wealth Management, Retirement, Investments, Financial Planning and Estate Planning on my blog which gets updated every week. If you would like to talk to me about your personal wealth planning and how we can make you stay wealthier for longer then please get in touch by calling 08000 736 273 or email [email protected]

Life Lessons from Victoria in BerlinDominic2025-01-28T14:35:48+00:00