Is it time to give up driving Miss Daisy?

Dominic Thomas
July 2023  •  8 min read

Is it time to give up driving Miss Daisy?

Amongst the showers that interrupted the tennis, I spotted a piece on the BBC news site. The clickbait that caught my eye “People should plan retirement from driving”. The article is about families challenging the older generation with a question about their ability to drive. Pause on that for a moment. I once heard a joke that basically said that the two things you cannot criticize anyone for are their sexual prowess and their driving. In fact, the offence to challenge either appears almost equally and deeply hurtful.

The latest attempt by the regulator to ensure the right things are being done, (without being too obviously a new lick of paint such as FSA to FCA) is called “Consumer Duty”. A large element of this is about vulnerability. In short, are you more likely to misunderstand advice or be “taken advantage of” because you are either temporarily or permanently “vulnerable”. The term is of course open to interpretation, the intention though is very well meaning.

However, such discussions are rarely easy. Imagine being told that you are no longer fit to drive. So many of us cherish our independence, which is what our ability to drive represents. Indeed if you live in a rural area, your car may be your practical connection to wider society. Yet getting this wrong (which likely means a serious accident happened) will have devastating impact. There is a huge risk of causing offence, appearing patronising or controlling, yet this is “for your own good”.

So how will you know when it is time?

I have been struck by the wisdom of several of our older clients. Two incidents stand out. The first had the foresight to not simply visit local care homes, but she booked herself in for a week or so to see what the level of care was like. She wasn’t impressed and made other arrangements. The second possesses a grasp of self-awareness and a wisdom that I hope I achieve. He knew that at some point he wouldn’t know what he didn’t know. If that sounds a little Donald Rumsfeld, its intended. In short, he wanted me to take over the reigns so that his affairs remain in top notch condition.

Most of us are reluctant to become reliant on others. We generally place very high value on our own ability to make our own choices, we also have a tendency for overconfidence in our own abilities. Ask a room of people to raise their hand if they consider themselves a “better than average driver” the majority will raise their hand, which of course statistically doesn’t hold with logic. The majority cannot be above average.

So in our planning for you, we will increasingly be faced with ever more difficult conversations as we all age about how we protect ourselves from ourselves. Our role is to speak truth and consider your future in the context of all we understand. The BBC article is a sobering reminder that we cannot ignore things simply because it may offend.

Currently your driving license expires when you reach age 70. You retain the right to renew. I remember a short film by David Ackerman starring John Cleese called “Taking the Wheel” (2002) which is an amusing take on why his 90-year-old-mother refused to give up driving.

Is it time to give up driving Miss Daisy?2025-01-23T10:54:22+00:00

Prison & Japanese pensioners

Debbie Harris
March 2023  •  5 min read

Crime wave amongst Japanese pensioners

I read a very interesting article in the news recently about Japan’s elderly committing crimes in order to get themselves sent to prison.

69-year-old Toshio Takata said “I reached pension age and then I ran out of money. So it occurred to me – perhaps I could live for free if I lived in jail”.  So he committed a petty theft offence and was sentenced to a year in prison.  He has spent much of the last eight years in and out of prison and whilst he doesn’t ‘enjoy’ it; he still receives his pension and so has some money saved for his living expenses when he gets out.

Repeat offending is a way to ‘get back into prison’, where there are three square meals a day and no bills.

What a terribly sad and sorry state of affairs.  The state pension in Japan is not enough for a basic quality of life for a retiree and the trend of children looking after their elders waned some decades prior.

“Ultimately the relationship among people has changed. People have become more isolated. They don’t find a place to be in this society. They cannot put up with their loneliness,” says 85-year-old Kanichi Yamada.

What is somewhat ridiculous in all this (aside from elderly folk deliberately getting themselves into trouble) is that it would cost a lot less for the government to build an industrial complex retirement village where people would forfeit half their pension but get free food, free board and healthcare and so on, and get to play karaoke or gate-ball with the other residents and have a relative amount of freedom.

Although this is happening in Japan, we also have a problem here in the UK with the exorbitant cost of living in retirement homes (or care).  So much so, that many pensioners here (and in the US where there is a flourishing market tailored specifically to this) are opting to ‘live’ on cruise ships – they get meals, board, company, entertainment, healthcare and they get to see some incredible places along the way – highly preferable to a stint in Wormwood Scrubs!

A film available on your platform of choice starring Michael Caine, Morgan Freeman and Alan Arkin “Going in Style” picks up on a similar theme, though this group have had their pensions stolen through corporate mismanagement. Here is the trailer of the 2017 film directed by Zach Braff.

Prison & Japanese pensioners2023-12-01T12:12:36+00:00
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