New Term, New Start?

So its September. A new term is about to start (it has already in Scotland). As someone with children much of my life has been demarked by the term timetable, this year its a little different… my eldest daughter begins her career as a teacher…. wow, where did the time go?

Time Flies

I’m reminded of a new play “Everyman” which I was lucky enough to catch it at the weekend – in fact the penultimate performance. The ensemble cast is headed by Chiwetel Ejiofor in the title role (you may have seen him in “Twelve Years A Slave” for which he was short-listed for an Oscar). The play confronts the familiar big existential questions in a contemporary and provocative way. Everyman’s journey is brief, confronting his values and their eternal significance. At his 40th birthday party he is forced to confront the question – Where did the time go?

There are some memorable scenes – with friends, family, discarded refuse (his and ours) and the checkout of consumer validation – the shopping store. The 2009 Poet Laureate Carol Ann Duffy pieces together some innovative rhyme, providing a 2015 upgrade to an otherwise familiar tale…. of God, the Devil and everyman…. and reposes the riddled question “have you lived a good life?”.

The stage is itself an almost ghostly reminder of morality plays of old, (stage with pit). Sadly the play is also out of time at the National Theatre, but those that saw it will be haunted by Death’s final call… eeny, meeny, miney.. mo… and the thought that invariably we only confront the value of life in death.

A plan that reflects your values

Whatever your thoughts about the meaning of life, a life well lived will mean different things to each. In an age of 24 hour “news” and the appearance of a shrinking world, we are regularly confronted with the hardship that others endure or suffer, whether on our doorstep or someone else’s. Invariably I find myself wrestling with the guilt of advantages that I have compared to many.

We live in an imperfect world and I have yet to write anything other than an imperfect financial plan. However I firmly believe that the effort made to ensure that your financial plan is based upon your values is more than “a nice thing” to my mind it is of significant importance – helping us come to terms with both our luck and our lack.

So may this term, or new academic year be time well spent…. and full of good performances! (let me know of those you enjoy).

Dominic Thomas
Solomons IFA

You can read more articles about Pensions, Wealth Management, Retirement, Investments, Financial Planning and Estate Planning on my blog which gets updated every week. If you would like to talk to me about your personal wealth planning and how we can make you stay wealthier for longer then please get in touch by calling 08000 736 273 or email