Today’s post is from Richard Hiscox of Onestop Insurance. Whilst technology makes online comparison of most things fairly easy, when it comes to insurance I am a great believer in people with experience, who have real-life experience of claims, which is the only real test of whether your insurance is value for money or not . Richard has been my insurance broker for over 20 years and I am delighted that he has agreed to share some of his thoughts here. Just to be crytal clear, as with all posts within the blog, there is no financial exchange.
Laptops on Planes
You will no doubt have heard about certain flights into the UK and USA banning things like laptops from hand luggage, insisting that they are carried in hold luggage instead. So where do you stand with regards to insurance of these items?
Whilst I cannot speak for all insurers the following will normally be true. You may want to check it out before you travel with your travel providers just to be clear though. Your options are:-
- Rely on the airline to cover your goods.
- Trust your travel insurance policy to deliver.
- Cover items under your home insurance policy.