Airlines usually settle claims for lost or damaged baggage based on the weight of the baggage NOT the true value of the contents. If you rely on this method to be reimbursed you could be seriously out of pocket so this is not the choice we would suggest.
Laptops are normally classified as “valuables” and as such under a travel insurance policy therefore afforded quite limited cover, especially when placed in the hold of an aircraft. Normally valuables are not covered within the hold of an aircraft and if lost or damaged would have to be part of a claim against the airline who in turn could limit the amount they pay out as already stated.
This is normally the best way to insure high value items such as laptops when travelling by aircraft. The items should be covered as “all risks” or “personal possessions” but precise details of this cover need to be checked to ensure any claims will be problem free. Either speak to your insurers or give Richard a call at 1 Stop Insurance.
You can read more articles about Pensions, Wealth Management, Retirement, Investments, Financial Planning and Estate Planning on my blog which gets updated every week. If you would like to talk to me about your personal wealth planning and how we can make you stay wealthier for longer then please get in touch by calling 08000 736 273 or email firstname.lastname@example.org