TODAY’S BLOG

FEELING OVERWHELMED?

We were all once a teenager. We are all aware of how awkward the transition can feel from childhood to adulthood, indeed in many respects I might suggest that it’s a lifetime’s transition. Heck, I can still feel not quite myself when I attend an event where I may not know m/any people, all that small talk… There are things that many of us would prefer not to have to deal with, but have to because we are, at least nominally, “responsible adults”, like getting your tax return done on time or setting a budget for the year ahead.

Not Quite As You Hoped?

One of the many adult things we all have to grapple with is that life can be quiet disappointing, at times it is far from what we hoped for. As 2019 ended, perhaps you, like me, took stock of the year or decade and weren’t quite as content with the result as you had hoped. Contentment – that’s a challenge isn’t it… Yet as adults, hope is often what we are left to cling to, whilst taking the necessary actions to control the few things that we can actually control.

New Year, New Decade, Go Again…

Its January 2020. Another decade has closed and a new one opened. Will we take the necessary steps to ensure that this one is better than the last? One that we make decisions for our own good and hopefully for the good of others too. Will we grapple with some of those rather awkward behaviours and beliefs that have sometimes thwarted our progress towards better?

Most people I know no longer make new year resolutions, at this point in life they are largely aware of their own tendencies and see little point in pretending that this time it will be different. That’s not to say that changes are not attempted, simply not set by a calendar.

Dear Evan Hansen

Dear Evan Hansen

On Friday I saw the musical “Dear Evan Hansen”. It’s a new musical with an American genre of singing, the name of which I have yet to learn. Sliding notes, somewhere between singing and speaking at times. It’s difficult to sing and perfect for the cracking voiced teenagers that are the protagonists.

For those of you that have had or have teenagers, some of the story may feel familiar. Perhaps some will resonate with the sense of needing a map to navigate the changing relationship. The awkward non-conversations around the family dining table.

Sometimes life sucks. Despair is very real. Our children and peers (and we too) are inundated with images of the “perfect life” that is right in front of our noses. Envy never had a better incubator; the gap is both closer and ever further away. The sense of futility that some feel is palpable. Little wonder many feel powerless and disillusioned. When it’s our own children, we don’t so much need a map as to read the signs, as uncomfortable as they may be.

Of course, this happens to other people doesn’t it…. Never around our own dining tables… how about when we hear stories about fantastic investment portfolios, holidays, model students and everyone living their dreams? I’m not “having a go” or trying to make anyone feel uncomfortable, simply making the point that all of us confront embellished, edited versions of others, which can make us feel insecure.

You Are Not Alone

Most of us have resources and support structures to help us through dark days. Many do not. This exaggerates the sense of aloneness and sadly for 6,509 people in the UK in 2018 the sense of despair was too great, resulting in suicide. It seems that men aged between 45-49 are the most likely to take their own lives. Thankfully a small proportion of the 541,589 deaths in England and Wales. However, what is surprising is that suicide is the leading reason for death for males and females from ages 5-34.

On social media I often see teenagers being criticised and twenty-somethings described as snowflakes. I hope that most of this is simply thoughtless, which would aptly describe most of the content. However, if we dismiss voices of despair with terms like “buck up” or “pull yourself together” we miss what is going on, perhaps to our great cost.

We seem comfortable with the idea that small children are sponges, soaking up and regurgitating all that they see, hear and experience. Yet we seem unwilling to acknowledge that teenagers are another reflection, perhaps lacking the right words, but manifesting clear signs that something isn’t right.

We may wish to dismiss adolescence as hypersensitive, exaggerated emotions caused by the swirling mass of hormones in a state of change. There’s a partial truth, but the sense of being alone and without any apparent hope also reveals the state of our own communities.

Your Messenger Account

If we model “success” as having, owning and gaining, for those that don’t the disconnection can be a lethal combination. So perhaps when a well-meaning friend recounts tales of how wonderfully their portfolio has performed and it leaves you feeling uneasy, remember your goals are not theirs, a different purpose is at play, one based on your values.

My goal is to help clients think about the life they want, not simply the satisfactory version of a holiday brochure. What are you passionate about? What makes you tick? What is uniquely you? Where is your voice? And what do you have to say? How can I help build the financial architecture around you to make that a reality? Can we find that together?

Here’s the promotional video for Dear Evan Hansen. You can also find out about the show and order tickets using this link.

Dominic Thomas
Solomons IFA

You can read more articles about Pensions, Wealth Management, Retirement, Investments, Financial Planning and Estate Planning on my blog which gets updated every week. If you would like to talk to me about your personal wealth planning and how we can make you stay wealthier for longer then please get in touch by calling 08000 736 273 or email info@solomonsifa.co.uk

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Solomon’s Independent Financial Advisers
The Old Bakery, 2D Edna Road, Raynes Park, London, SW20 8BT

info@solomonsifa.co.uk    Call – 020 8542 8084

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GET IN TOUCH

Solomon’s Independent Financial Advisers
The Old Bakery, 2D Edna Road, Raynes Park, London, SW20 8BT

info@solomonsifa.co.uk    Call – 020 8542 8084

SOLOMON’S FINANCIAL PLANNING APP

Our free powerful new Finance & Tax app.
To get started download and use password – solomons

   

WHAT WE’RE ALL ABOUT

If you would like a no-nonsense one page document explaining what financial planning is all about please enter your email here.

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