I am repeating myself by saying that this is not advice, but a guide to some of the best rates around. You should always check the detail and please think carefully about which Bank to place your hard-earned savings with. Some are safer than others. Last week Southsea Bank was closed by the regulator and Bank of England, triggering £7.6m of problems. Yes I had not heard of Southsea Bank either, but then again with 250 depositors its a wonder anyone else has either.

One Year Deposit

Online: Aldermore 3.55%

Bank: Santander 4.15%

Building Society: Yorkshire 6.00%

Two Year Deposit

Online: Derbyshire 3.95%

Bank: NatWest 3.75%

Building Society: Kent Reliance 4.00%

Instant Access

Online: Nationwide 3.05%

Bank: Santander 2.50%

Building Society: Nottingham 3.25%

Fixed Rate Cash ISA

Online: Halifax BOS 4.40%

Bank: Halifax BOS 4.40%

Building Society: Cheshire 4.40%

Variable Rate Cash ISA

Online: AA Internet Access 3.35%

Bank: Santander 4.00%

Building Society: Derbyshire 3.15%

Dominic Thomas
Solomons IFA

You can read more articles about Pensions, Wealth Management, Retirement, Investments, Financial Planning and Estate Planning on my blog which gets updated every week. If you would like to talk to me about your personal wealth planning and how we can make you stay wealthier for longer then please get in touch by calling 08000 736 273 or email info@solomonsifa.co.uk