I was asked by a client why the average adviser, according to a Which? report charges a little less than us. If you don’t want to read a full explanation, the answer is that we are not an average adviser and the total fees you pay with us for investment, platforms and advice are considerably below the typical advised client. This is a lengthy document, not everyone’s cup of tea, but if you are truly interested, these are the main issues that I perceive having worked in the sector for over three decades…