Rainy Days

Debbie Harris
May 2024  •  2 min read

Can anything good come of the cost of living crisis?

Writers block hit me hard today.

Any of you who have ever communicated with me will know, I rarely struggle with this!

So I did what any self-respecting chatterbox would do … I took to the internet!

My working title for this blog post was ‘has anything positive come out of the cost of living crisis?’ and despite a very specific search, ‘the Google’ had nothing positive to say about the cost of living crisis whatsoever.

As an aside – I got distracted and went down the proverbial rabbit hole and happened upon ‘the 100 most googled questions’ – THAT deserves a blog post all of its own to be perfectly honest; but for now, the answer to the question “why were chainsaws invented?” will have to wait. (FYI – more than 200,000 people a month on average google that question worldwide!)

So anyway … I had to return to my own thoughts and reflections about the cost of living crisis and (as an eternal optimist who can find a silver lining in most grey clouds) try to figure out why I even thought this working title would give me ‘stuff’ to talk about!

And after much deliberation I am pleased to tell you that from my own personal experience of the cost of living crisis (which I do realise isn’t quite over just yet); there are indeed some positives (if you look hard enough for them!)

So here goes – my list:

  • An increased awareness of my own spending (and waste)
  • Re-evaluation of my priorities and those things I class as ‘essential’ (fewer ‘things’ than you might think … although ‘coffee’ stays!)
  • Finding creative ways to save a few pennies – ‘rainy days’ is my latest exercise … I shift £5 to my savings account every day it rains … since the beginning of this year alone, I have set aside more than £200 (which says more about climate change than my saving-savviness I think!)
  • Being resourceful in finding costs to cut and ways to cut them
  • Fixing things rather than replacing them – less waste; better for the planet; a little self-righteousness (how clever I am to glue/stitch/tape this xyz back together!)
  • An appreciation for all the things we DO have
  • An attitude of gratitude to be in gainful honest employment (doing a job I love by the way!)
  • A genuine mindfulness and concern for others who have been hit much harder than me by the cost of living crisis and a commitment to help friends and family whenever I can
  • A sense of community and connection with others in a shared experience.

If you can think of any others, we’d love to hear from you!

Rainy Days2024-05-24T15:40:51+01:00

Working in financial services … A calling?

TODAY’S BLOG

WORKING IN FINANCIAL SERVICES… A CALLING?

Normally when someone asks what I do for a living, my answer creates a knee-jerk reaction of eyes glazing over, hunching of the shoulders and the stifling of a yawn before the sarcastic comment “that sounds … thrilling” (or variations thereof!)

And I get it – to an outsider, financial services is Dull (with a capital D).  In fact, to many ‘insiders’ as well, financial services is pretty dull!  But I consider myself truly fortunate to be working in a firm like Solomon’s, with a great team of people, and a fabulous bunch of clients, doing the work that we do.

As a relatively small company, we don’t have hard lines between our roles here, which means we all get some exposure to marketing, finance, report writing, admin, client liaison, writing content, editing, checking each other, creative processes, planning, business growth.  It’s a dynamic work environment for us and it’s the absolute opposite of the toxic workplaces that grace so many threads on social media at the moment.  The team works well together as we all like and respect one another (even when we disagree).

Financial planning is not known as a caring profession (that expression seems to be reserved for medical personnel) but at Solomon’s (as a firm and as a team of individuals) – we genuinely do care about our clients and the work we do with them and for them.  It is a great pleasure and an honour when a client realises they can retire earlier than they imagined; or that they can afford to do something that had seemed out of reach; or quite simply that they can ‘stop worrying’ about some of the ‘big stuff’ like “will I run out of money?” or “what would I do financially if I lost my spouse?”.

Most of our clients have been with Solomon’s for MANY years (some are counting in decades) and we know them very well … to a point of reading an article in the news or social media that reminds us of a client (a football team winning a big event, the sale of a very old and valuable stamp, or an interesting gardening fact – you catch my drift).  We are invested in our clients’ lives (not in a stalker-ish way!) quite simply because we care what happens to them.  We care that they are separating from their spouse, we care that they have been diagnosed with a critical illness, we care that they have lost a parent (or sadly a child).

We aren’t just about the money; we aren’t just about the work; we ARE about people; we are about empathy; we are about relationship.

We are a small firm with a big heart.

Debbie Harris
Solomons IFA

You can read more articles about Pensions, Wealth Management, Retirement, Investments, Financial Planning and Estate Planning on my blog which gets updated every week. If you would like to talk to me about your personal wealth planning and how we can make you stay wealthier for longer then please get in touch by calling 08000 736 273 or email info@solomonsifa.co.uk

GET IN TOUCH

Solomon’s Independent Financial Advisers
The Old Mill Cobham Park Road, COBHAM Surrey, KT11 3NE

Email – info@solomonsifa.co.uk 
Call – 020 8542 8084

7 QUESTIONS, NO WAFFLE

Are we a good fit for you?

GET IN TOUCH

Solomon’s Independent Financial Advisers
The Old Mill Cobham Park Road, COBHAM Surrey, KT11 3NE

Email – info@solomonsifa.co.uk    Call – 020 8542 8084

7 QUESTIONS, NO WAFFLE

Are we a good fit for you?

Working in financial services … A calling?2025-01-21T16:37:57+00:00
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