IHT is a tax on the value of your estate when you die. Your estate includes everything you own, such as your home and other properties, savings, investments, jewellery and other personal possessions. From April 2027, any unspent pensions will also be included in the value of your taxable estate.

Your legacy is more than a simple transfer of wealth – it’s the opportunity to secure your family’s inheritance, ignite economic growth and inspire a better tomorrow.