December 2010 - Page 2 of 2 - Financial Planning in Wimbledon

Paying Too Much for Home Insurance?

Here’s a natty calculator that I have come across – use it to work out the level of contents insurance that you really need… then go and find the best quote or use a broker that knows their stuff and can get cover that will pay up.

We don’t provide this sort of insurance – but obviously it is something that anyone with a house will need. If you need the details of a good broker let me know.

L&G techy marketing guys have done a decent job on this. Let me know what you think of it – send me an email or post a comment.

We are a boutique firm of financial planners. We create financial plans designed to achieve a desired lifestyle. We will craft and implement your plan that will provide you with the greatest chance of accomplishing your unique goals based upon the values that you hold. Financial products are little more than the tools to achieve your required results
Call us today or visit our website for more information and to arrange a meeting

Paying Too Much for Home Insurance?Dominic2023-12-01T12:52:29+00:00

The Big Meltdown

Here’s some useful tips to ensure prevent dire consequences of melting snow and thawing ice. If you need home insurance, its not something that we provide, but we can put you in touch with a very good broker. Insurance brokers are invariably more expensive than telephone or online comparisons, but don’t forget that they have years of real life experience of claims which is really what the cover is for. I believe that this is money worth paying.

One of the dangers that exist in the home during winter weather is burst pipes. The “ escape of water” ,as insurers term it, only happens when the pipes thaw. Many of us are still in the grips of the freeze part of the equation, so now is the time to check those pipes in the loft and those outside taps. Often it’s the joints in the pipes that will be forced apart by the ice so it’s worth a quick look now.

With most, if not all, home policies you will find increased excesses for “escape of water” (usually £250). The following steps should be taken to ensure that the property and its contents are not seriously damaged due to an escape of water.

(If you rent out property why not ensure your tenants have taken suitable precautions otherwise unfortunately you will be the one picking up the bill for the water damage not them?):

• Ensure that pipes and water tanks are well-lagged. Lagging is relatively inexpensive and will frequently cost less than the policy excess charged by your insurer in the event of a claim.

• If the property is unoccupied, even a relatively small leak, if undiscovered, can cause catastrophic damage. Either drain the water systems or if thermostatically controlled, the heating system should be left to operate at a minimum temperature of 15 degrees Celsius.

• If there is a gravity fed water or heating system, one vulnerable area may be the tank in the loft space. If the heating is left in operation it should ensure that some warmth circulates in the loft space.

We are a boutique firm of financial planners. We create financial plans designed to achieve a desired lifestyle. We will craft and implement your plan that will provide you with the greatest chance of accomplishing your unique goals based upon the values that you hold. Financial products are little more than the tools to achieve your required results
Call us today or visit our website for more information and to arrange a meeting

The Big MeltdownDominic2023-12-01T12:52:30+00:00

Talking Money

Hard copies of our magazine were mailed yesterday, depending on where you live you may get a damp copy due to the snow. If this is the case, don’t forget that you can view it online in our news section.

We are a boutique firm of financial planners. We create financial plans designed to achieve a desired lifestyle. We will craft and implement your plan that will provide you with the greatest chance of accomplishing your unique goals based upon the values that you hold. Financial products are little more than the tools to achieve your required results
Call us today or visit our website for more information and to arrange a meeting

Talking MoneyDominic2023-12-01T12:52:30+00:00

Today the snow won

It seems that local transport has suffered badly today and so we have been hit by a reduced team today and have had to reschedule client meetings. Sorry – I obviously spoke far too soon!

We are a boutique firm of financial planners. We create financial plans designed to achieve a desired lifestyle. We will craft and implement your plan that will provide you with the greatest chance of accomplishing your unique goals based upon the values that you hold. Financial products are little more than the tools to achieve your required results
Call us today or visit our website for more information and to arrange a meeting

Today the snow wonDominic2023-12-01T12:52:31+00:00

Snow? We’re here at the office..

One of the advantages of working locally is that the snow problems that most of London experiences generally don’t bother us. All of my team are at work, busy for our clients today. I’m very thankful that I don’t get caught in the commute each morning.

That said, I collected one of my daughters from the O2 Millennium Dome last night – by car and I’ve never had a quicker journey there, clear roads all through the city.

We are a boutique firm of financial planners. We create financial plans designed to achieve a desired lifestyle. We will craft and implement your plan that will provide you with the greatest chance of accomplishing your unique goals based upon the values that you hold. Financial products are little more than the tools to achieve your required results
Call us today or visit our website for more information and to arrange a meeting

Snow? We’re here at the office..Dominic2023-12-01T12:52:32+00:00