We will be sending clients a BR19 form to complete in order to obtain an up to date State Pension forecast. As you may be aware, the State Pension has become something of a political punchbag over the years with the retirement age increasing for many people.

The State pension is a valuable source of income and I estimate worth nearly £130,000 if it were a pension fund in 2010. Most of us would probably welcome an injection of this sort of sum into our pension pots, so it is important that you know what to expect and be prepared for what may one day become means-tested….though not exactly a vote winning option.