ANGRY & CONFUSED AT YOUR NHS PENSION SCHEME?

THE NHS PENSION FIASCO – WHAT IS GOING ON ?!

Dominic has been advising many of the top Consultants in the London area for over 20 years. As a Consultant you joined an excellent NHS pension scheme, however due to the way the previous and present Governments have responded to the financial mess created by excessive house prices, cheap credit, poor lending and foolish investment strategies, Consultants now find themselves in a highly complex tax system and the HMRC have made it very clear that they target Consultants with Private Practice earnings.

WE CAN HELP WITH THE CONFUSION

Contact us today and we’ll send you a document highlighting the issues and a toolkit to help you try to deal with them. Click the button to fill out our form or call us on 020 8542 8084.

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OUTRAGE AT NHS PENSION SCHEME MESS

Of course the NHS Pension Scheme itself has been revised, doubling contribution rates, abolishing Added Years and the goalposts for many have been considerably moved, increasing the age of retirement benefits and the final salary used to calculate your pension – moving to career average earnings.

Much was made of the new 2008 NHS Pension Scheme, but the Government failed to do its sums properly, meaning yet another review, resulting in the 2015 NHS Pension Scheme. The original 1995 NHS Pension scheme members have had various choices (chances) to “jump ship” to the newer arrangements – which have later retirement ages (65 for the 2008 scheme, and the State Pension Age for the 2015 scheme…. whenever that may be!).

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DON’T WAIT AND LOSE OUT

There have been attempts to protect those with benefits built up in the original pension, but much of this has come to nothing due to peculiar rules which largely make Fixed Protection 2012 redundant and many have been forced to live with the prevailing Lifetime Allowance rules. Most Accountants, even those who claim to specialise in the medical field, struggle to make sense of the rules.

We work with your Accountant, helping you to reduce your tax payments. Whatever the state of the pension system and irrespective of who is running the country, we can help you to create a proper financial plan that identifies what you need to support your lifestyle and how to create and maintain a robust investment portfolio.

Call us today on 020 8542 8084 or fill out the form below.

STILL FURIOUS?
LET’S WORK THIS OUT – CONTACT US HERE

Contact us today and we’ll send you a document highlighting the issues and a toolkit to help you try to deal with them. Click the button to fill out our form or call us on 020 8542 8084.

Peace of mind

“I have used Solomon’s as my Financial Advisers for longer than I care to remember.  Above all else, they have always given me peace of mind.  Knowing very little about the financial markets, it is wonderful to know that someone is tending to my investments, and making decisions that are completely beyond me, with the ultimate objective of getting me the best possible financial package for my retirement.  The regular publication, “Talking Money” that Solomon’s send me, is an excellent tool for keeping me abreast with changes in tax, inheritance and other financial laws, in a way that is simple to understand – and even interesting!”

Nicola Handcock

GET IN TOUCH

Solomon’s Independent Financial Advisers
The Old Bakery, 2D Edna Road, Raynes Park, London, SW20 8BT

Email – info@solomonsifa.co.uk 
Call – 020 8542 8084

WHAT WE’RE ALL ABOUT

If you would like a no-nonsense one page document explaining what financial planning is all about please enter your email here.

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GET IN TOUCH

Solomon’s Independent Financial Advisers
The Old Bakery, 2D Edna Road, Raynes Park, London, SW20 8BT

Email – info@solomonsifa.co.uk    Call – 020 8542 8084

WHAT WE’RE ALL ABOUT

If you would like a no-nonsense one page document explaining what financial planning is all about please enter your email here.

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