Financial planning involves making a considerable number of assumptions; perhaps the most important is how long you will live. This is something that I have written about recently. In essence great financial planning ensures you’re you do not outlive your money. We use a variety of sources to help estimate how long this would typically be. However, in general, people are tending to live longer, due to improved diet, medicine and lifestyle. I it with this in mind, that I wonder if you saw the BBC1 programme “How To Live Beyond 100” on Monday 9th July 2012 at 10:35pm.

This was an interesting little programme about the a number of people that are now over the age of 100. There are currently in the region of 12,000 people over the age of 100 living in Britain. Its not a huge number I know, but still pretty significant if you live to be over 100 years old. One seminar I attended recently suggested that actuaries are working on the basis that about a third of babies born this year will live beyond 100. That is quite a staggering statistic and of course has all sorts of implications for the UK State system. You can view this on the BBC iplayer.

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