Since the ISA allowance was increased to £10,200 a year ago (for those over 50 – and everyone else since April 6th 2010) there has been an increase in the amount invested, according to the press. I would have thought that this is surely only logical – if more can be invested, then one would assume that those able to invest, would do so.

The IMA data says that new money into ISAs has averaged at over £400m a month over the last 12 months, with October 2009 being the highest amount of investments made into ISAs since they were launched by the previous Government in 1999.

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