Here are the details of some of the top rates around. As we live in a litigious culture please remember that this is not advice or a recommendation. Indeed my own view of some of these products is could not be described as favourable – some are entirely misleading and should concern the FSA in regard to how these accounts are “identified” and marketed.

One Year Deposit

Online: Leeds Building Society 3.60%

Bank: Santander 4.05%

Building Society: Chelsea 5.00%

Two Year Deposit

Online: Bank of Ireland 4.00%

Bank: Co-Operative 3.75%

Building Society: National Counties 3.76%

Instant Access

Online: Coventry Building Society 3.15%

Bank: Santander 2.50%

Building Society: Nottingham 3.25%

Fixed Rate Cash ISA

Online: Clydesdale 4.50%

Bank: Clydesdale 4.50%

Building Society: Chelsea 5.00%

Variable Rate Cash ISA

Online: AA 3.05%

Bank: Santander 4.00%

Building Society: 3.00%

Dominic Thomas
Solomons IFA

You can read more articles about Pensions, Wealth Management, Retirement, Investments, Financial Planning and Estate Planning on my blog which gets updated every week. If you would like to talk to me about your personal wealth planning and how we can make you stay wealthier for longer then please get in touch by calling 08000 736 273 or email