Here’s a round up of some of the top rates available for cash savings. This is not advice, but a list of rates, I would always encourage you to check the detail carefully, a good website for a full list can be found at moneyfacts.co.uk, please also remember the levels of protection for savings are restricted to £85,000 per banking license (not necessarily per bank).

Online: Santander 3.10%

Bank: Virgin Money 2.85%

Building Society: Nottingham 3.25%

Online: First Save 3.40%

Bank: Santander 4.20%

Building Society: 5.00%

Online: First Save 3.80%

Bank: Clydesdale 3.61%

Building Society: Progressive 3.75%

Online: Santander 4.00%

Bank: Barclays 3.05%

Building Society Newcastle 3.05%

Online: NatWest 4.20%

Bank: Halifax 4.50%

Building Society: Barnsley 5.00%

There have been changes in particular to the fixed rates for Cash ISAs, but be warned – many Banks and Building Societies are often dressing an investment as though it were a Cash Deposit. The two are very different.

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