As ever, please don’t take this as advice, but a quick guide to some of the best rates around for some key accounts. I suggest reviewing rates at Money Facts.
One Year Deposit
Online: Bank of Cyprus UK 3.30%
Bank: Santander 3.15%
Building Society: Derbyshire 3.20%

Two Year Deposit
Online: Derbyshire 3.95%
Bank: Santander 3.65%
Building Society: Derbyshire 3.95%

Instant Access
Online: Santander 2.50%
Bank: Santander 2.50%

Building Society: Manchester 2.71%

Fixed Rate Cash ISA
Online: Halifax BOS 4.40%
Bank: Halifax BOS 4.40%
Building Society: Newcastle 4.20%

Variable Rate Cash ISA
Online: Santander 3.30%
Bank: Santander 3.30%
Building Society: Newcastle 3.00%

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