Investments

Reviewed your old PEPs and ISAs lately?

You may be surprised to learn that very few of the best performing funds 5 years ago are still amongst the best performers. This might be for a variety of reasons - poor judgment, regional markets or simply the fund manager has moved on.

When investing, you need to have a suitable investment strategy that reflects your attitude to investment risk, and when you require the funds returned to you. Of course you may simply need a regular income from a portfolio.

There are thousands of funds, with new ones launched each month, and of course marketing departments will tend to use statistics to show a fund in its best possible light.

You probably get fed up with the amount of paper that you get sent each year from various companies, much of which is difficult to understand if you don’t know what you are looking for. We can cut through the jargon and make your portfolio something that works for you. We can consolidate your investments so that they are easy to understand and view in a single document. We’ll also review how your portfolio progresses and send you an email every quarter to outline changes that ought to be made.

It goes without saying that we will attempt to use your tax-free allowances where possible, but tax-free stagnation, or worse still loss, are not exactly what you had in mind when you originally implemented your investment. We can help refocus your goals and add a little va-va-voom!